Peru: Mandatory requirements for cash instructions


Clearstream Banking1 would like to inform customers of new mandatory information requirements for cash instructions to process interbank funds transfers in Peru, effective


Citibank del Peru S.A., as Clearstream Banking cash correspondent bank (CCB) for Peru (PEN), has updated the mandatory information requirements to be provided in all cash instructions (interbank funds transfers) processed via SWIFT MT202 and MT103.

Impact on customers

Customers are required to include the below mandatory information when the beneficiary of the funds is a Peruvian corporate entity or an individual resident:

  • The Camara Compensadora Interbanking (CCI) account code; and
  • The local identification number (RUC - local tax ID) for Peruvian corporate entities or distributable net income (DNI) of individual residents must be provided.

If the beneficiary of the funds is not a Peruvian corporate entity or an individual resident for interbank transfers, then only the CCI account code  is required.

Cash instructions

SWIFT MT202/MT103: It is mandatory to include in fields 58a :59 and 70 or 72 the following details:

Field 58a/59a or without series: Beneficiary Customer

Field 72: Sender to Receiver Information

For book transfer, use:

Beneficiary’s account at Citibank, for example: / XXXXXXXX.

For Interbank, use:

Beneficiary’s account at the institution specified in field 57a, for example: / CCI account code (20-digit number) and name of beneficiary.

Interbank transfers require specification of the account type at the counterpart institution. This is achieved by using code words in this field.

Mandatory information if the beneficiary is a local investor:

  • RUC (local tax ID) of corporate entity;
  • DNI (ID number) of individual.

Mandatory information if the beneficiary is a non-resident:

Entity include: Dummy tax ID: 999999999.

Further information

For further information, customers may contact Clearstream Banking Client Services or their Relationship Officer.

1. Clearstream Banking refers collectively to Clearstream Banking S.A., registered office at 42, avenue John F. Kennedy, L-1855 Luxembourg, and registered with the Luxembourg Trade and Companies Register under number B-9248, and Clearstream Banking AG (for Clearstream Banking AG customers using Creation Accounts), registered office at 61, Mergenthalerallee, 65760 Eschborn, Germany, and registered in Register B of the Amtsgericht Frankfurt am Main, Germany, under number HRB 7500.