Headline

New Research: How the World’s Leading Banks Are Reshaping Their Balance Sheets to Stay Competitive in 2025 and Beyond

Reference

Last Updated
23.09.2025

The forthcoming introduction of accelerated settlement in Europe, along with the proposed Savings and Investment Union, are compelling market participants to re-evaluate their operating models. The current, highly intermediated settlement model is no longer sustainable, costing the average Tier 1 broker-dealer an estimated €37 million per annum in inefficiencies.

White paper: Transforming banking balance sheets

The whitepaper "Transforming Banking Balance Sheets", issued by ValueExchange and supported by Clearstream, explores how banks are rethinking their balance sheets in response to market shifts, technology, and cost pressures. This new research provides insights into how market conditions, regulation, and client needs are driving change—and how firms are using partnerships, data, and technology to respond.

The report shows how European banks can move from fragmented systems to a more agile, investor-aligned Pan-European CSD solution, enabling the balance sheet flexibility required in today's market. By consolidating liquidity, collateral and settlement flows into a single, efficient hub, the Pan-European CSD solution presents a clear path for transforming treasury and operations challenges into strategic advantages.

Key report insights include

  • Challenges for treasury, operations and management and where banks are unlocking trapped liquidity
  • How market infrastructure is enabling real-time balance sheet optimization
  • Why this transformation requires cross-sectional effort within banks
  • How the Pan-European CSD solution is driving efficiencies already today

Inside the white paper, you will see how these shifts are playing out, what the next developments entail, and what the most forward-thinking banks are doing right now. The next wave of balance sheet optimization is already here and is being driven in collaboration with market infrastructures.

StageImage