Announcement

Poland: Withholding tax exemption extended to all eligible foreign investment and pension funds - Update

Tax | Poland

Reference

Code
A25090
Service level
CBL | 6-series account
Last Updated
15.12.2025

Note: This announcement originally published on 9 December 2025, has been updated to inform clients that Statement D for pension funds and Statement F for investment funds will be updated. Changes have been highlighted.

Clearstream1 informs clients that effective

1 January 2026

the current withholding tax applicable for eligible EU/EEA (European Union/European Economic Area) based investment funds will be extended to all eligible foreign investment and pension funds.

This measure follows the approval by the President of Poland of the changes to the Corporate Income Tax (CIT) Act, which were proposed by the Polish Ministry of Finance (please refer to TaxFlash T25007).

To qualify for the exemption under the new rules, a foreign investment or pension fund must be domiciled in a jurisdiction that has a legal framework allowing Polish authorities to obtain information about accounts held by the fund through an automatic exchange mechanism (for example, Common Reporting Standard, FATCA).

The Polish Ministry of Finance periodically publishes and reviews the list of jurisdictions that meet this requirement. The most recent list, 2024 published list, includes the following countries:

Antigua and Barbuda

Argentine Republic

Aruba

Austria

Bailiwick of Guernsey

Bailiwick of Jersey

Barbados

Belgium

Bonaire

Bulgaria

Canada

Commonwealth of Australia

Cook Islands

Country of Curaçao

Croatia

Cyprus

Czech Republic

Denmark

Estonia

Faroe Islands

Federal Republic of Nigeria

Federation of Saint Kitts and Nevis

Federative Republic of Brazil

Finland

France

Georgia

Germany

Gibraltar

Greece

Greenland

Grenada

Hong Kong Special Administrative Region

Hungary

Ireland

Islamic Republic of Pakistan

Isle of Man

Italy

Jamaica

Japan

Kingdom of Norway

Kingdom of Saudi Arabia

Kingdom of Thailand

Latvia

Lithuania

Luxembourg

Malaysia

Malta

Netherlands

New Zealand

Oriental Republic of Uruguay

People's Republic of China

Portugal

Principality of Andorra

Principality of Liechtenstein

Principality of Monaco

Republic of Albania

Republic of Armenia

Republic of Azerbaijan

Republic of Chile

Republic of Colombia

Republic of Costa Rica

Republic of Ecuador

Republic of Ghana

Republic of Iceland

Republic of India

Republic of Indonesia

Republic of Kazakhstan

Republic of Kenya

Republic of Korea

Republic of Maldives

Republic of Mauritius

Republic of Moldova

Republic of Panama

Republic of Peru

Republic of San Marino

Republic of Seychelles

Republic of Singapore

Republic of South Africa

Republic of Turkey

Republic of Uganda

Romania

Russian Federation

Saint Lucia

Sint Eustatius and Saba

Slovakia

Slovenia

Spain

State of Israel

Sweden

Swiss Confederation

Ukraine

United Kingdom of Great Britain and Northern Ireland

United Mexican States

United States of America

The new conditions are generally consistent with the conditions that currently apply EU/EEA-based funds.  However, a key change relates to fund management: a fund's internal management body will be recognised as a valid equivalent to an external fund management company, provided that its powers are officially recorded in a register maintained by the relevant supervisory authorities.

Impact on clients

Effective 1 January 2026, all beneficial owners that are eligible foreign investment and pension funds (that is, both EU/EEA and non-EU/EEA funds) will be able to benefit from the withholding tax exemption in Poland under uniform terms. Accordingly, as of that date, the current beneficial owner statements in our tax forms—namely Statement D for pension funds and Statement F for investment funds—will be replaced with updated versions to reflect these changes.

Further information

For further information, please contact the Clearstream Tax Help Desk, Clearstream Client Services or your Relationship Officer.

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1. Clearstream refers collectively to Clearstream Banking S.A., registered office at 42, avenue John F. Kennedy, L-1855 Luxembourg, and registered with the Luxembourg Trade and Companies Register under number B-9248, and Clearstream Europe AG (for Clearstream Europe AG clients using Creation accounts), registered office at Mergenthalerallee 61, 65760 Eschborn, Germany and registered in Register B of the Amtsgericht Frankfurt am Main, Germany under number HRB 7500. Clearstream Banking S.A. is registered as an Australian CS (Overseas) Facility, under subsection 824B(2) of the Corporations Act 2001, with registration number ARBN 675 244 783.